You bought solar panels. Now you're trying to sell your home — and the solar loan is blocking the deal. The buyer's lender won't approve it. The title has a lien. The buyer won't assume the debt.
We help homeowners with solar loans close their sale — by negotiating payoffs, challenging improper liens, and clearing title.
Tell us about your situation — we'll tell you your options.
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There are three distinct ways a solar loan can derail your closing — and each requires a different solution.
PACE loans (Property Assessed Clean Energy) and some solar loans are secured by your home. They appear as a lien on your property title — just like a mortgage. Most buyers' lenders require all liens to be cleared before they'll fund.
We negotiate payoff amounts, challenge improper lien placements, and work with title companies to clear the path to closing.
Even if your solar loan doesn't appear on title, buyers often refuse to purchase a home with solar debt attached. They don't want the financial obligation, and their lender may require it paid off anyway.
We help you negotiate a reduced payoff with the solar lender, or challenge the loan terms if you were misled during the original sale.
Some solar loans are technically assumable — but the buyer must qualify with the lender, and most buyers simply refuse. This leaves sellers stuck paying off the full balance from sale proceeds.
We review your loan documents for assumption rights, negotiate with lenders, and explore legal grounds to reduce or eliminate the balance.
From initial review to cleared title — here's our process for getting you to closing day.
We review your solar loan documents, title report, and sale situation to identify exactly what's blocking your closing and what options you have.
Many solar loans contain TILA violations, misrepresentation, or improper lien placements that give you leverage to negotiate a reduced payoff or full cancellation.
We work directly with your solar lender — Mosaic, GoodLeap, Sunlight Financial, or others — to negotiate a payoff that doesn't wipe out your equity.
Once the lien is resolved or the loan is settled, we coordinate with your title company to clear the path so you can close on schedule.
We have experience negotiating with every major solar loan provider in the country.
Answer 5 quick questions to see if we can help you close your sale.
Select the option that best describes your situation
Every day you wait is another day your buyer could walk. Get a free case review now and know exactly what your options are.